We value your time! Our two step process should take you less than 10 minutes to complete. Completing the application process will take you approximately 3 to 5 minutes and it should take no more than 2 minutes for our system to process your application. You will receive one of the following responses to your online loan or retail financing credit application:

(1) Application Forwarded to a Local AGFS Branch Office:
The application will be forwarded to the specified AGFS branch, where a loan specialist will contact you within 1 business day.
(2) Denied:
Unfortunately, your application has been denied and we will be unable to assist you with your credit needs at this time. A statement of credit denial will be mailed to you within the next 30 days.
(3) Conditionally Approved (Applies to retail financing only):
You have been approved, pending verification of the information you provided. Please make note of your application number for further reference. You will need to proceed to your selected merchant and provide the merchant with your approved application number and verification of identification (i.e., driver's license).
(4) Further Review (Applies to retail financing only):
The application requires further review from one of our loan specialists, and a decision will be sent to you via email within 24 hours.

Click here to fill out our online application.